Conveyancing

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Conveyancing is the legal transfer of property ownership from one person to another. The Conveyancing process can be the most stressful experiences of your life but also the most exciting.

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The conveyancing process is complicated and the risk of getting something wrong is incredibly high. Missing certain elements in a contract or following up on a property search could mean issues with the property. Your rights as an owner could potentially be missed too.

Your conveyancing solicitor will carry out different tasks depending on whether you buy a house, sell one, or both.

Their main role is to ensure that the transaction goes through legally, and to deal with all the small details. A conveyancing solicitor will also carry out local searches and confer with the seller/buyer's solicitors.

Your conveyancing solicitor will keep the process going, update you on next steps, and are there to answer your questions and concerns.

It makes sense to use the same conveyancing solicitor for both buying and selling. This way, they can help co-ordinate the timeline of your move. If you are buying a property, It is recommended that you appoint a conveyancing solicitor once you have agreed a purchase price and the buyer’s offer has been accepted. Remember that accepting an offer isn’t legally binding for either party until contracts are exchanged. Overall, the conveyancing process often takes 8-12 weeks.

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Your conveyancing solicitor will help work with your mortgage lender. They'll support you on working out whether you have to pay Stamp Duty Land Tax, and will carry out searches on the property. These will tell you certain things about the area and confirm your purchase is as expected.

 

If you are selling a property you should appoint a conveyancing solicitor once you have agreed the price with your buyer. Once you have found and instructed a conveyancer, they will request the property’s title deeds. If you own your property outright, you may hold these yourself or have them lodged with a solicitor. If you have a mortgage, then the deeds will be held by the lender and your conveyancer will request them from the lender directly.

Mortgage lenders would have returned any title deeds to the homeowners for safe keeping. If the property is registered the Land Registry should hold all documentation electronically and title documents can be downloaded to issue draft contracts for approval.

Your property solicitor will also ask you to check and approve the property information form. The form outlines everything that will be included in the draft contract.

The conveyancer will also liaise between the buyer’s solicitor and yourself. This will be regarding any queries or concerns from the buyer’s end about the property. Such things could include things like any items to be involved in the sale. From drafting contracts to completion. The exchange of contracts makes the sale legally binding; however, there are several stages to this process.

Your conveyancer will first provide a draft contract for you to agree and sign. The draft will outline the Particulars of Sale, Conditions of Sale and the agreed date of completion. The completed draft contract is then sent to the buyer’s conveyancer. Once this has been approved by everyone, the contract will be drawn up for you to sign.

Once signed, the conveyancers will exchange contracts. This is also the stage at which the buyer’s deposit will be transferred.

On the date of completion, the buyer's conveyancer will arrange the transfer of any outstanding money. This is when the property is legally transferred to the new owner and the money will go to the seller's solicitor.

The completion date is also usually the date the seller needs to be out of the property. The keys will need to be given to the estate agent to hand on to the new owners. We are experienced in handling residential property transactions and can assist you with the following:

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1. Buy-to-Let

2. Leasehold Property

3. Remortgage

4. Shared Ownership Conveyancing

5. Transfer of Equity

6. Buying or Selling at Auction

7. Equity Release

8. New Build

9. Sale & Purchase

10. Stamp Duty

 

Quality Mark

D & A Solicitors is fully accredited by the Law Society's Conveyancing Quality Scheme (CQS) ensuring our residential conveyancing standards are set high.

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The Conveyancing Quality Scheme is the recognised quality mark for legal experts in buying and selling property, trusted by some of the UK’s biggest lenders.

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This scheme’s logo is your guarantee that our practice will provide you with a professional and quality conveyancing service.

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If you need help from one of our specialised property lawyers, we are here to support you. Contact us today by completing our online enquiry form below.

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